Centene – Benzinga Health Insurance Review

The following coatings are offered by Centene:

• Medicaid

• Medicare Supplement Insurance

• Medicare Supplement

• Persons with disabilities

• Medicare-Medicaid Program (MMP)

Health insurance market: The plans are designed to be cost-effective, comprehensive options for low-income individuals and families who are not eligible for Medicaid or other government-sponsored coverage.

Federal services: Centene Corporation’s Federal Services Division provides public sector employees and beneficiaries with high-quality, cost-effective managed health plans and behavioral health services.

Correctional Health Care: Centene’s subsidiary, Centurion, a national provider of health care and staffing services to correctional systems and other government agencies, provides health care and staffing to correctional systems.

Centene has a variety of Medicare Advantage programs. Dental, vision, hearing, specialist pharmacy and nursing advice and triage services provided through subsidiary Envolve. There are state-to-state differences in plan availability, policy options, and pricing. We found these sample plan options along with co-pay amounts available from the website. Plan availability and pricing will vary by state.

Plan Covers Top-up in the network
Ascension Complete (PPO) Dental, Hearing, Vision, RX Doctor Visits-$0 Urgent Care-$120 Specialist Doctor Visit-20% Out-of-Pocket Maximum-$2,900
Ascension Complete (HMO) Dental, Vision, RX Doctor Visits-$0 Urgent Care-$120 Specialty Doctor Visit-$50 Out-of-Pocket Maximum-$2,900
Ascension Complete (HMO D-SNP) Dental, Hearing, Vision, RX Doctor Visits-$0 Urgent Care-$0 Specialist Doctor Visit-$0 In-Network Out-of-Pocket Maximum-$3,450
Wellcare Dual Access (HMO D-SNP) Dental, Hearing, Vision, RX Doctor Visits-$0 Urgent Care-$0 Specialist Doctor Visit-$0 In-Network Out-of-Pocket Maximum-$3,450
Wellcare Dual Access Open (PPO D-SNP) Dental, Hearing, Vision, RX Doctor Visits-$0 Urgent Care-$0 Specialist Doctor Visit-$0 Out-of-Pocket Maximum-$3,450 In-Network, $5,100 In-Network & Out-of-Network
Wellcare No Premium (HMO) Dental, Hearing, Vision, RX Doctor Visits-$0 Urgent Care-$90 Specialty Doctor Visit-$25 In-Network Maximum: Out-of-Pocket-$4,900

Centene Corporation has an “A-” rating from the Better Business Bureau with a 1.11 out of 5-star customer rating. Centene Corporation is not rated by AM Best. However, of Centene Corp.’s NAIC-listed companies, there were no complaints listed. JD Power gave Wellmark, a subsidiary of Centene, a 714 out of 1,000 overall customer satisfaction index, and Moody’s rated Centene BA1 with a stable outlook. Overall, ratings for Centene’s customer service are mixed.

Rating BBB a-
AM Best rating N/A
NAIC Complaint Index N/A
Moody’s rating BA1 with stable outlook
JD power rating 714 out of 1000

Getting a quote through Centene is not complicated. You enter your location via zip code and then you’re good to go. You will see a list of plans available in your area with an option to apply for coverage. You must be a US citizen to join a plan. Centene offers many member mobile apps for iPad and iPhone depending on your company and location.

Centene vs Competitors

Centene has a wide variety of health insurance policies, as well as a variety of great ways to pay for them and many other benefits. Here’s how Centene compares to other health insurance companies.

Benzinga gave Centene an overall rating of 4 out of 5 stars. Its strengths lie in its plan offerings, number of states covered, and coverage of out-of-network charges.

Centene is one of the nation’s largest government-sponsored health insurance companies. It recently merged with WellCare and now serves over 23 million members in all 50 states. Centene is now the largest government-sponsored provider of health plans.

Centene offers Medicaid, Medicare supplemental insurance and health insurance marketplace plans. It also serves the public sector and prisons. Centene also manages dental, vision and pharmaceutical benefits for policyholders.

Centene Corporation is an excellent option for affordable government-sponsored health insurance or private health insurance. Centene has received positive reviews for its choice of policies and holistic approach to welfare.

Overall, Centene has many different types of health insurance policies, as well as many different pricing options and other benefits, making it a good choice for senior health care for federal employees and Medicaid/Medicare recipients.

Frequently Asked Questions

Q

What plans are available through the Health Insurance Marketplace?

A

The health insurance marketplace is designed to provide affordable, comprehensive plans for individuals and families who may not be able to get Medicaid or other government insurance.

Q

Are Ambetter, Centene and Wellcare the same company?

A

Ambetter and Wellcare are subsidiaries of Centene Corporation. Each state has different options for the Ambetter health insurance marketplace, including Medicaid and Children’s Health Insurance Programs (CHIP). Centene and Wellcare health plans serve Medicaid and Medicare patients nationwide.

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