Does car insurance cover vandalism?

You’ve most likely been the victim of a car break-in or perhaps witnessed such a crime and wondered if car insurance covers vandalism. Distinguishing between individual acts of vandalism and the role of car insurance in such cases is vital when filing a claim.

What is car vandalism?

Vandalized Porsche | Keith Mayhew/SOPA Images/LightRocket via Getty Images

In property crimes, vandalism is a crime that occurs when a person’s assets are destroyed. Often there is no physical threat against an individual, but such actions have dire financial and safety implications.

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