Governor Lamont Announces Covered Connecticut Expands to Adults Without Children, New Benefits Added to Free Health Insurance Program

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07/01/2022

Governor Lamont Announces Covered Connecticut Expands to Adults Without Children, New Benefits Added to Free Health Insurance Program

The program is and is funded by the State of Connecticut and administered by the Department of Human Services

(HARTFORD, CT) – Governor Ned Lamont – joined by Access Health CT, the Connecticut Department of Human Services and the Connecticut Office of Health Strategy – announced today that additional Connecticut residents are now eligible for the Covered Connecticut program and that there are new benefits has been added. Originally launched in July 2021, the program provides free health insurance to more than 800 parents and relative caregivers in the state who meet all eligibility requirements.

Starting today, adults without children who meet income eligibility requirements can now enroll in the program. In addition, the program now also provides benefits for dental services and non-emergency medical transport (NEMT).

“Health care is a human right that too many Connecticut residents can’t afford,” Governor Lamont said. “Starting today, nearly 40,000 people will be able to benefit from high-quality, free health care provided through our innovative Covered Connecticut program, which leverages all available federal funding and the expertise of our state agencies, the health insurance marketplace and hometown employers to increase access to care. This program — like our recent expansion of Medicaid coverage for pregnant and postpartum women — is another way we’re keeping Connecticut affordable.”

Along with paying the customer’s portion of the monthly payment (premium) directly to their insurance company (Anthem or ConnectiCare), Covered Connecticut also pays the cost-sharing amounts (deductibles, copayments, coinsurance and maximum out-of-pocket costs) that customers typically must pay with a health insurance plan.

Covered Connecticut is administered by the Connecticut Department of Human Services.

Connecticut residents can find out if they are eligible for the program by filling out an application at AccessHealthCT.com, where they can also find help and enroll online. Registration is also possible in person or by phone. Customers who meet the eligibility requirements can apply at any time. Enrollment is not limited to Access Health CT’s annual open enrollment period for health insurance. Coverage begins on the first of the month following enrollment. For example, if a person enrolls on July 5th, their coverage begins on August 1st.

“Covered Connecticut provides parents, guardians and single adults who earn too much to qualify for HUSKY but not enough to afford health insurance directly through Access Health CT with the means to bridge the gap between what can afford, and the premiums and out-of-pocket costs for our available health insurance plans,” Department of Social Services Commissioner Deidre Gifford said. “We give people the ability and peace of mind that they don’t have to choose between having health insurance or paying for groceries, utilities or other everyday expenses. We don’t want residents to have to choose between seeking the medical care they need and putting food on their tables. By offering this assistance, we can reduce the number of uninsured and underinsured in our state, which benefits everyone in the long run.”

“Covered Connecticut will have a huge impact on eligible Connecticut residents by providing free health coverage,” Office of Health Strategy Executive Director Victoria Veltri said. “The new program requirements include dental coverage and benefits for non-emergency medical transportation for patients, which is fundamental to improving the quality and access to comprehensive health care in our state. The Office of Health Strategy will continue to collaborate with our agency partners, insurance carriers and community organizations to provide access and education to residents about the program to ensure our eligible residents can enroll as easily as possible and as soon as possible.

“We encourage people to visit AccessHealthCT.com to see if they are eligible for Covered Connecticut,” James Michel, CEO of Access Health CT, said. “Residents who qualify don’t have to wait until the open enrollment period to apply — they can do so today.”

To qualify, Connecticut residents must have a household income up to and including 175% of the federal poverty level and be income ineligible for HUSKY Health/Medicaid; be eligible for financial assistance, including advance premium tax credits and cost-sharing reductions; and use 100% of their available financial aid. They must also be enrolled in a silver-level health insurance plan.

Federal Poverty Level Chart:

Household size

1

2

3

4

5

6

7

8

Not eligible for HUSKY/Medicaid and has a household income up to and including 175% of the federal poverty level

$22,540

$30,485

$38,430

46,374 dollars

$54,320

$62,265

$70,210

$78,155

For free online help, residents should visit AccessHealthCT.com. Live chat is available by clicking the “live chat” icon to connect with a customer service representative in real time. Live chat is available Monday through Friday from 8:00 a.m. to 3:45 p.m.

For free personal assistance, residents can work with a certified realtor or enrollment specialist in their community. To find a Certified Broker or Enrollment Specialist, visit the Get Help at Address webpage AccessHealthCT.com/get-help.

In addition, residents can visit one of Access Health’s CTs Navigator partner locations:

  • Access to the New Haven Projectlocated at 63 York Street in New Haven (Open Monday through Friday 8:00 a.m. to 4:30 p.m.)
  • Community Renewal Teamlocated at 330 Market Street in Hartford (Open Monday through Friday 8:00 a.m. to 4:30 p.m.)

Residents can also contact the call center at 1-855-805-4325Monday through Friday from 8:00 a.m. to 4:00 p.m. Those who are deaf or hard of hearing may use the TTY at 1-855-789-2428 or call a relay operator.

Twitter: @GovNedLamont
Facebook: Office of Governor Ned Lamont

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