Nissan Altima Car Insurance Costs – Forbes Advisor

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Nissan Altima car insurance at a glance:

  • Average car insurance premium for a 30-year-old driver: $ 1946
  • Cheapest state for Altima insurance: Vermont
  • Most expensive state for Altima insurance: Louisiana

The Forbes Wheels team estimated that Nissan Altima was a solid choice but lacking a thrill.

Still, if you want a reliable sedan for daily driving, you might be considering the Altima. Insurance costs should be part of your budget calculation. Here we look at the average insurance costs for Nissan Altima.

Nissan Altima insurance costs by company

Nissan Altima owners can potentially save hundreds of dollars a year by looking for offers for car insurance. Among the large insurance companies we analyzed, the USAa offers the cheapest car insurance for Nissan Altima. If you don’t qualify for USAA auto insurance as a military member, veteran, or family member, Nationwide and Geico are the next cheapest choices in our analysis.

Connected: The best car insurance companies

Nissan Altima insurance costs by country

Differences in Nissan Altima insurance costs by state are due to state regulations, past claims in the state, repair costs, medical costs, and more. Louisiana is the most expensive state for Nissan Altima car insurance.

Nissan Altima insurance costs based on driver age

The cheapest age for Nissan Altima insurance is 60 years of age, according to the analysis of Forbes Advisor.

Women and men pay approximately the same to insure Nissan Altima. For example, 40-year-old female drivers pay just $11 less per year than 40-year-old male drivers.

The most expensive age for Altima insurance is age 20 and floor. Two decades later, at age 40, Altima insurance is more than 50% cheaper.

Many factors can go into determining an individual’s insurance rate. This includes your driving record, location (or garage address), personal or business use of the vehicle, annual mileage, credit-based insurance score (bad credit risks pay more), your past claims, any recent lapses in car coverage insurance, the type of vehicle and the type and amount of insurance coverage selected.

Connected

Nissan Altima insurance against similar cars

If you are shopping for Altima, you may also consider Honda Accord, Hyundai Sonata or Kia K5. Among these models, Altima is the average most expensive for insurance, but not much. The insurance should not be a factor in your decision to buy a car among these vehicles.

How to save money on Nissan Altima car insurance

  • Comparison shopping. Not all companies value their policies equally. Най-добрият начин да спестите е да сравните офертите за автомобилни застраховки между няколко различни застрахователни компании.
  • Shop for the right amount of car insurance. If you buy too little insurance, you will be underinsured. But if you buy too much, you pay more. Here’s how to determine how much car insurance you need.
  • Ask for discounts. Insurers offer all kinds of auto insurance discounts you may be eligible for, such as good driver discounts, good student discounts, full payment discounts and multi-policy discounts.
  • Participate in a telematics program. Many insurers offer usage-based auto insurance programs that track driving behavior and offer discounts for safe drivers.
  • Consider a higher deductible. Your auto insurance deductible is the amount that is deducted from your insurance check if you file an auto insurance claim under your collision or comprehensive coverage. Total deductibles range from $100 to $1,000. The higher your deductible, the less you’ll pay in car insurance premiums.
  • Maintain good credit. Застрахователите в 46 щата позволяват използването на кредитно базирани резултати за автомобилно застраховане при определяне на тарифите. But not all companies evaluate credit equally, which is why it’s so important to shop around for the best rates.

Connected: Review of Nissan Altima

Methodology

Rates are based on drivers with a clean record with $100,000 of coverage for personal injury, $300,000 per accident, and $100,000 for property damage liability, uninsured motorist coverage, and any other coverage required by state. The rate also includes a collision and complete coverage of $ 500 deduction. Prices are from Quadrant Information Services as of June 2022.

Best Car Insurance Companies for 2022

With so many car insurance companies to choose from, it can be difficult to know where to start to find the right car insurance. We have evaluated the insurers to find the best car insurance companies, so you don’t have to do it.

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