Should your small business get a loan to cover the rising costs of inflation? This may help you decide.

Small business owners have spent years trying to deal with the effects of the COVID-19 pandemic, and now inflation has thrown a wrench in the recovery’s progress. Four in five businesses report that rising prices have had a significant impact on their operations, according to the U.S. Chamber of Commerce’s Small Business Index for the … Read more

Does COVID spread on airplanes? Hello science? Anyone?

This article reprinted with permission from NerdWallet. It seems like all my friends got COVID this summer and many think they got it on a plane. But this is as anecdotal as the data. What does it do, you know science I must say? I spoke with Arnold Barnett, a statistics professor at MIT who … Read more

Does COVID spread on airplanes? Hello science? Anyone?

This article reprinted with permission from NerdWallet. It seems like all my friends got COVID this summer and many think they got it on a plane. But this is as anecdotal as the data. What does it do, you know science I must say? I spoke with Arnold Barnett, a statistics professor at MIT who … Read more

Why a spinoff RIA started life insurance consulting

In 2017, my partners and I left the Wirehouse private bank to start our own RIA. Our goal was to make holistic wealth management a reality for our very wealthy clientele, and we were determined to support this mission with the right infrastructure. Like most teams transitioning from a corporate environment to the independent RIA … Read more

Three alternatives to a small business loan

Banks and credit unions tend to offer the most affordable business financing – if your business can qualify. Only a small proportion of small business loan applications have been approved and this discrepancy is exacerbated. According to the Federal Reserve Credit Survey for 2022, approval levels from both small and large banks decreased from 2019 … Read more

The SEC may extend the rules for advisors to providers of indexes and other investment services

When an index provider chooses a basket of stocks that becomes the benchmark used by investment advisers to evaluate the effectiveness of a client portfolio, is this an act of advice? How about a portfolio model maker whose investment choices become real shares for clients for actually registered investment advisers? “The role of these information … Read more

Three alternatives to a small business loan

Banks and credit unions tend to offer the most affordable business financing – if your business can qualify. Only a small proportion of small business loan applications have been approved and this discrepancy is exacerbated. According to the Federal Reserve Credit Survey for 2022, approval levels from both small and large banks decreased from 2019 … Read more

Three alternatives to a small business loan

Banks and credit unions tend to offer the most affordable business financing – if your business can qualify. Only a small proportion of small business loan applications have been approved and this discrepancy is exacerbated. According to the Federal Reserve Credit Survey for 2022, approval levels from both small and large banks decreased from 2019 … Read more

Pros and cons of RIA insurance

For registered investment advisers, a lot can go wrong, including bad trading on behalf of the client, accidentally sending money to a bad actor instead of a client, or hacking computer systems. Then good insurance can provide important protection. With the rise of social engineering attacks, such as compromising business email, trustees are beginning to … Read more

Insurance providers are rethinking their approach to crypto

After years on the sidelines, the insurance industry is increasingly embracing the digital asset sector. Many cryptocurrencies and trustees have been unable to obtain insurance for years or avoid it due to high premiums resulting from a shortage of insurers willing to take on industry risk. Some major exchanges have chosen to insure themselves instead. … Read more