Opinion: Where should this technical worker invest $ 40,000? She must first answer this question

Dear Ms. MoneyPeace: I saved $ 100,000 in cash with the idea of ​​making some changes. I still don’t know what these changes should be. I gave $ 60,000 to my financial advisor, who manages my 401 (k). Of course, he just wants to increase the total amount of the asset to increase his income … Read more

Three alternatives to a small business loan

Banks and credit unions tend to offer the most affordable business financing – if your business can qualify. Only a small proportion of small business loan applications have been approved and this discrepancy is exacerbated. According to the Federal Reserve Credit Survey for 2022, approval levels from both small and large banks decreased from 2019 … Read more

The SEC may extend the rules for advisors to providers of indexes and other investment services

When an index provider chooses a basket of stocks that becomes the benchmark used by investment advisers to evaluate the effectiveness of a client portfolio, is this an act of advice? How about a portfolio model maker whose investment choices become real shares for clients for actually registered investment advisers? “The role of these information … Read more

Three alternatives to a small business loan

Banks and credit unions tend to offer the most affordable business financing – if your business can qualify. Only a small proportion of small business loan applications have been approved and this discrepancy is exacerbated. According to the Federal Reserve Credit Survey for 2022, approval levels from both small and large banks decreased from 2019 … Read more

Three alternatives to a small business loan

Banks and credit unions tend to offer the most affordable business financing – if your business can qualify. Only a small proportion of small business loan applications have been approved and this discrepancy is exacerbated. According to the Federal Reserve Credit Survey for 2022, approval levels from both small and large banks decreased from 2019 … Read more

Pros and cons of RIA insurance

For registered investment advisers, a lot can go wrong, including bad trading on behalf of the client, accidentally sending money to a bad actor instead of a client, or hacking computer systems. Then good insurance can provide important protection. With the rise of social engineering attacks, such as compromising business email, trustees are beginning to … Read more

Insurance providers are rethinking their approach to crypto

After years on the sidelines, the insurance industry is increasingly embracing the digital asset sector. Many cryptocurrencies and trustees have been unable to obtain insurance for years or avoid it due to high premiums resulting from a shortage of insurers willing to take on industry risk. Some major exchanges have chosen to insure themselves instead. … Read more

Charles Schwab pays $ 186 million in business regulatory deal with Robo-Adviser

WASHINGTON – Charles Schwab SCHW -2.67% & Co. Inc. will pay more than $ 186 million to settle a regulatory investigation that found it did not adequately reveal how keeping a large share of customers’ assets in cash could harm return on investment. The Securities and Exchange Commission said Schwab’s slave adviser portfolios held between … Read more