Should your small business get a loan to cover the rising costs of inflation? This may help you decide.

Small business owners have spent years trying to deal with the effects of the COVID-19 pandemic, and now inflation has thrown a wrench in the recovery’s progress. Four in five businesses report that rising prices have had a significant impact on their operations, according to the U.S. Chamber of Commerce’s Small Business Index for the … Read more

How to get a fair shake on expensive car insurance

Inflation has caught up with auto insurance consumers, so the current coverage the average American has isn’t enough to cover rising costs in key areas like medical expenses and vehicle repairs. Financial analysts call the syndrome “car inflation,” which defines the combined (and rising) costs of owning an off-the-lot vehicle, including car insurance, car repair … Read more

Millennial Money: Why You Should Increase Your Credit Limits Now | Health and fitness

Relying on a credit limit in a shaky economy is equivalent to expecting a weak bridge to weather a storm and carry you to survival. It is not unusual for credit card issuers to minimize their risk by reducing credit limits or closing accounts when there is potential for economic distress. Credit card issuers took … Read more

“I only work 3.5 days a week”

In 2017, after I graduated from college, I started working as an engineer in an oil company. I was 23 and making $98,500 a year. At first I thought I had my dream job. But after seeing senior executives working 60-hour weeks with routine travel, I realized that wasn’t the lifestyle I wanted. My father … Read more

Almost everyone fails the investment literacy test

Are you ready for today’s retirement investing pop quiz? Which of the major asset classes is most correlated with inflation, performing better when inflation is higher and worse when it is lower? I bet you answered gold or maybe commodities in general. And you are not wrong, undefined you focus on the correlation of short-term … Read more

I am 62, single and have never had a retirement account. I have $100,000 to invest, but is it too late?

I am a 62 year old single male and have never had a retirement account. I own both my home and a rental property that are paid off and have no other liabilities. I have $100,000 in savings that I would like to invest for retirement. At my current job I save $10,000 a month … Read more

How Smart Technologies Impact Sustainability | technology

IoT Secure has gathered interesting facts and statistics about the impact of smart technologies on sustainability efforts from industry experts and news. How smart technologies affect sustainability Smart technologies and sustainability According to Ericsson, there will be around 29 billion smart devices worldwide by the end of 2022. Although estimates of the exact number of … Read more

Flood insurance offers coverage if a flood hits your home.

Dealing with flood damage to your home can be a significant hassle and in some cases result in huge repair costs. If you want to protect your home and belongings in the event of flooding in your area, you’ll need more than a homeowners policy. A standard homeowners insurance policy does not cover flood damage. … Read more

This investment strategy acts on 18 trends to reduce your risk when the stock market is volatile

Managed futures strategies can be useful for investors during times of economic uncertainty. The strategies seek to take advantage of price trends – up or down – and produce positive returns that offset declines elsewhere. Having some money dedicated to a managed futures strategy can reduce overall portfolio risk and potentially prevent an investor from … Read more

Planning a big trip for the holidays? How to make sense of travel insurance.

After years of waiting and delaying, many retirees plan to travel for the holidays and winter months. Booking in advance can be a good way to secure lower prices, but how can you protect your travel investment? Travel insurance is part of the answer and there are different ways to book travel which can mean … Read more