Insurance quote forms are onerous. Several insurers insist on recording a detailed family medical history for health and life insurance. This question is often open-ended and the proposal form has limited space for an answer. The goal is to capture the current health status of your families. However, the prospective buyer is not sure what is expected: what level of detail is expected? How far back in time does one have to go? Most people after the age of 60 would develop some medical conditions. So do they have to share details of every illness? Buyers are uncertain about the impact of such disclosures on their offer. A number of agents would advise simply writing ‘good’ as the current status. Would this brevity affect their claims later?